[josechaney]

I've had XM since 2005 and I've never given them my credit card. I always get a paper bill in the mail (after fighting tooth and nail to get the lower price, of course) then mail them back a check. I don't want them to be able to bill my credit card some ridiculously outrageous daily fee if I'm ever a few days late on payment. Although I now set my calendar to call them a few days before the next expiration date. I hate those calls with a passion, by the way.