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Brand new Pilots in So. Cal, have 0.9% financing through Honda.

USAA was at 3.54% last time I checked, I can get 3.0% from a local CU. Navy Fed CU offers 2.99% for 36 month auto loans.

My Wife and I have max FICA scores, so if the dealer can match the CU%, I may just go with Honda, so they can make a little bit more off me (as I am trying to buy as close to "Invoice" as possible...
 
I am hoping lower prices are on the horizon. Have a look at this article:
https://www.autonews.com/automakers...tumbles-40-higher-incentives-weaker-sales-mix

Nothing like a sale to bring in cash, Honda and their dealers should know this. If you read through it, you will see the following quote:

"Honda kept its global outlook mostly unchanged for the current fiscal year ending March 31, 2019."

So with the Honda Fiscal Year ending at the end of next month, there could be better pricing that week beforehand OR after the final sales numbers are tallied and if it continues to show a decline, then they sure as heck better do something to generate sales (income).

Personally, I may include the above Link when I start negotiating, just to let them know, that I know...
 
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